Terms of Service

By accessing or using the Nexova platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our services. These Terms apply to all users including buyers, sellers, and lenders.

Nexova is an online marketplace technology platform that facilitates connections between business buyers, sellers, and lenders. Nexova is not a licensed business broker, financial advisor, investment advisor, securities broker-dealer, or lending institution. We provide technology infrastructure only and are not a party to any transaction between users.

Nexova does not provide legal, financial, tax, or investment advice. All users are strongly encouraged to consult with independent qualified professionals before making any financial decisions.

You must be at least 18 years old, a U.S. resident, and legally capable of entering into binding contracts to use our platform.

Buyers using platform financing must meet minimum credit score (700+) and capital requirements ($25,000+) as verified through our onboarding process. Lenders must self-certify a net worth exceeding $1,000,000 and liquidity exceeding $250,000 as verified through Plaid bank verification. Sellers must have operated their business for at least 3 years with positive cash flow.

You are solely responsible for the accuracy of all information you provide to the platform. Sellers must accurately represent their businesses, financials, and operations. Any material misrepresentation may result in immediate account termination and potential legal liability.

All users must comply with all applicable federal, state, and local laws and regulations in connection with their use of the platform.

Nexova charges a 5% platform fee on the purchase price of completed acquisitions, deducted from seller proceeds at closing. For financing-assisted acquisitions, Nexova retains a 10% equity stake in the acquired business in exchange for deal sourcing, financing facilitation, and ongoing platform support.

Registration fees for entity formation services are non-refundable. All fees are disclosed prior to any transaction being finalized.

Lenders participating in auctions understand that their bids constitute binding financing commitments once accepted. Lender funds are held in escrow via Stripe and disbursed to the seller upon deal close. Nexova charges a 1% loan servicing fee on monthly loan payments, deducted before lender remittance.

Participating in lender auctions does not constitute a securities offering. Lenders are providing commercial loans, not purchasing equity or securities.

All content on the Nexova platform, including but not limited to software, design, text, graphics, logos, and data, is the property of Nexova Inc. and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any platform content without prior written permission.

Nexova is not responsible for the outcome of any business acquisition, financing arrangement, or investment. All transactions are between the respective parties. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEXOVA'S TOTAL LIABILITY SHALL NOT EXCEED THE FEES PAID BY YOU TO NEXOVA IN THE 12 MONTHS PRECEDING THE CLAIM.

Nexova is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform.

Any dispute arising from or relating to these Terms or your use of the platform shall be resolved through binding individual arbitration administered by JAMS under its applicable rules. You waive any right to participate in class action litigation or class-wide arbitration.

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Nexova reserves the right to suspend or terminate your account immediately for violation of these Terms, fraudulent activity, misrepresentation of financial information, or conduct that harms other users or the platform. You may terminate your account at any time by contacting info@nexova.biz, subject to any outstanding obligations.

We may modify these Terms at any time. Material changes will be communicated via email or prominent platform notice at least 14 days before taking effect. Continued use of the platform constitutes acceptance of the updated Terms.

For questions about these Terms, contact us at info@nexova.biz or Nexova Inc., United States.