FCRA Compliance — Interactive Demo

How the Soft Credit Check Works

Walk through exactly what happens when a buyer completes Nexova's pre-qualification — step by step, visually. Powered by iSoftPull.

Step 1 — Basic Information

No credit data is collected at this stage

Only your name and email are collected here. No SSN or sensitive data.

Live iSoftPull Pre-Qualification Form

Powered by Nexova Inc · Soft pull only · No score impact

✅ Soft Pull — What Nexova Uses

  • Does NOT affect credit score
  • Not visible to lenders or creditors
  • FCRA-compliant — consent required first
  • Used for eligibility estimation only

❌ Hard Pull — NOT Used by Nexova

  • Reduces score by 5–10 points
  • Visible to all lenders for 2 years
  • Appears on credit report permanently
  • Only for final loan approval — not used here

Nexova · FCRA Compliance Documentation · Powered by iSoftPull

Questions? legal@nexova.com